Interac® Flash® - It's Quick and Safe

You can now "Tap!" and go with any of our new Niverville Credit Union Member Card® using our contactless Interac® Flash® technology.

It's safe, secure, and best of all, fast! Flash offers strong consumer protections such as transaction limits, passcode verification and zero customer liability.

Total Contactless Spend Limit:  $400
Default Contactless Limit:  $250*
Petroleum Contactless Limit:  $250*
Groceries Contactless Limit:  $250*

Once the total 'contactless' spend limit is reached you will be required to enter your PIN and this limit will reset.

*Some merchants may have set different contactless limits than shown above.

Buyer Protection

This coverage offers protection on the purchase of most retail items – and that includes gifts!

For a full 120 days after the purchase, the item is protected if it’s stolen, dropped, broken or even consumed in a fire. For example, if you’re wrapping that new camera and it suddenly falls and breaks on the floor, you’re protected!

Valid claims will be satisfied either by replacing the stolen or damaged item, or by a cash payment in an amount not to exceed the amount of the total purchase price.

Extended Warranty

The Program doubles the warranty period of a purchased item up to two years, as long as the manufacturer’s warranty is valid in Canada for five years or less. For example, when you purchase a DVD or Blu-ray player, the manufacturer would typically offer a one-year warranty. But if you use your NCU Member Card® for the purchase, the player would be protected under the terms of the original warranty for an additional one year period.

Chequing Accounts Too!

Shopping at a merchant who doesn’t offer point-of-sale? No problem! You can make a purchase using a cheque drawn on your insured account and receive the same protection for your purchase.